发信人: autumn (留不住斜阳), 信区: TAX
标 题: IRA Info
发信站: The unknown SPACE (Sun Oct 15 23:31:30 2000), 转信
How much can you contribute to an IRA?
You can contribute $2,000 or 100% of earned income, whichever is less.
This maximum includes both deductible and nondeductible contributions.
For the 2000 tax year, a married couple with only one spouse working
outside the home can contribute up to $2,000 to each of two separate
IRAs (one Regular, one Spousal), provided that the total amount
(up to a maximum $4,000) does not exceed 100% of the working spouse抯
How much of your contribution is tax-deductible from your IRA?
For Traditional and Spousal IRAs, you can fully deduct your contribution if:
1. Neither you nor your spouse participated in a company-sponsored retirement
plan, such as 401(k).
2. You contributed to a company-sponsored retirement plan and are:
Single and earned $32,000 or less for 2000 or
Married and, filing jointly, had a joint income of $52,000 or less for 2000.
Your contribution is partially deductible if you contributed to a
company-sponsored retirement plan and you're:
1. Single and earned $32,000-$41,000 for 2000 or
2. Married and, filing jointly, had a joint income of $52,000-$62,000 for
Your contribution is not deductible at all if you contributed to a
company-sponsored retirement plan and are:
1. Single and earned $42,000 or more for 2000 or
2. Married, filing jointly, and had a joint income of $62,000 or more for
Check with the IRS or your tax adviser for more information on
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